Tools & Guides
Resources
Free tools, checklists, and guides to help you navigate the property transfer process with confidence.
Checklists
Step-by-step checklists to help you through the property buying, selling, and bond application process.
Online Calculators
Free tools to estimate transfer costs, bond repayments, property valuations, and notarial fees.
Interactive Tools
Step through the transfer timeline, figure out your FICA document list, or gather everything you need for a bond application.
Useful Links
External resources for property buyers and sellers in South Africa.
Reference
Property Checklists
Use these checklists to stay organised throughout your property transaction.
Property Buyer Checklist
- 1Obtain pre-approved home loan from your bank
- 2Research the area and comparable property prices
- 3Appoint an estate agent or search private listings
- 4View properties and assess condition carefully
- 5Make an offer via a written Offer to Purchase
- 6Arrange a professional property inspection
- 7Confirm that all suspensive conditions are met
- 8Collect FICA documents (ID, proof of address, proof of income)
- 9Sign transfer and bond documents at the attorney's office
- 10Pay transfer costs as requested by the conveyancer
- 11Wait for registration (8-12 weeks typical)
- 12Receive keys and title deed after registration
Property Seller Checklist
- 1Obtain a property valuation or market estimate
- 2Appoint an estate agent or list privately
- 3Ensure the property is in good showable condition
- 4Gather compliance certificates (electrical, plumbing, gas, beetle, electric fence)
- 5Ensure rates and levies are up to date
- 6Accept an offer and sign the Offer to Purchase
- 7Provide FICA documents to the conveyancer
- 8Sign transfer documents at the attorney's office
- 9Cancel or transfer existing municipal services
- 10Arrange for bond cancellation (if applicable)
- 11Hand over keys on the agreed occupation date
- 12Receive sale proceeds after deductions
Bond Application Checklist
- 1Check your credit score before applying
- 2Calculate affordability using our bond calculator
- 3Gather payslips (3 months), bank statements (3 months), ID copy
- 4Apply to multiple banks for best rate
- 5Compare interest rates and terms offered
- 6Accept the best offer and sign loan agreement
- 7Provide documents to the bond attorney
- 8Sign bond registration documents
- 9Pay bond registration costs
- 10Wait for simultaneous registration with transfer
Need Personalised Advice?
These resources are a starting point. For advice tailored to your specific situation, contact us for a consultation.
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