Property Calculator
Bond Affordability
See what banks typically consider — a 30% affordability cap on gross income.
R 45 000
R 10 000R 300 000
R 4 000
R 0R 50 000
10.50%
7.00%18.00%
Checking the latest prime rate…
20 yrs
5 yrs30 yrs
Suggested Purchase Price
R 1 057 268
Assumes a 10% deposit. Transfer costs extra (see Transfer Cost calculator).
* This reflects the 30% gross-income rule banks typically apply. It is NOT a loan approval — actual qualification depends on credit history, deposit, bank policy and affordability assessment per the National Credit Act.
Schedule of Charges
Affordability cap (30% of gross)R 13 500
Existing debt repaymentsR 4 000
Max monthly bond paymentR 9 500
Implied loan amountR 951 542
Total EstimatedR 951 542