§ 01 — Scope of Work
What We Handle
Everything this matter requires.
01New mortgage bond registration
02Further mortgage bond registration
03Bond cancellation on behalf of sellers
04Substitution of mortgage bonds
05Liaison with all major banks
06Bond cost calculations
07Simultaneous registration with transfer
§ 02 — Procedure
The Process
From instruction to registration.
01
Bank Instruction
We receive bond instructions from the bank once the buyer’s home loan has been approved.
02
FICA & Documentation
Buyer’s FICA documents are verified, and all bond documents are prepared according to the bank’s requirements.
03
Signing
The buyer signs the bond documents, either at our offices or via a correspondent attorney.
04
Guarantee & Lodgement
The bank issues a guarantee for the purchase price. Bond documents are lodged at the Deeds Office simultaneously with the transfer documents.
05
Registration
The bond is registered at the Deeds Office. The bank releases the guaranteed funds to the seller’s conveyancer.
§ 04 — Also From KLS
Other Services
§ 01
Property Transfers
We handle the full conveyancing process for residential and commercial property sales, ensuring efficient transfer of ownership registered at the Deeds Office.
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§ 03
Notarial Services
As admitted notaries, we draft and execute notarial deeds, antenuptial contracts, and other documents requiring notarial authentication.
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§ 04
Property Valuations
As a registered professional valuer, Herman Swanepoel provides independent market valuations for residential and commercial properties in the Garden Route region.
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