Family Law
Marriage Regime Comparison
See how the three SA marriage regimes play out over time.
Spouse A
R 200 000
R 0R 10 000 000
8.0%
0.0%20.0%
Spouse B
R 500 000
R 0R 10 000 000
6.0%
0.0%20.0%
15 yrs
1 yr50 yrs
5.0%
0.0%12.0%
In Community of Property
Spouse A ends withR 916 356
Spouse B ends withR 916 356
All assets and liabilities form a joint estate. Both spouses must consent to asset sales and incurring debt.
Out of Community — No Accrual
Spouse A ends withR 634 434
Spouse B ends withR 1 198 279
Full separation. The wealthier spouse keeps what they built; the other shares none of it.
Out of Community — With Accrual
Spouse A ends withR 604 517
Spouse B ends withR 1 228 196
Starting estates are preserved (inflation-indexed). Growth during the marriage is shared equally.
* This tool explains how the three regimes work — it does not recommend one. Your choice depends on your personal circumstances, the assets you bring to the marriage, whether either party is in business, and whether you have children from a previous relationship. Book a consultation with Herman (a registered notary) to draft and register your antenuptial contract before the wedding.